Like most women I love shopping and not just for clothes and shoes but for anything, all the way down to plumbing supplies. However, I’d rather shop online and pick up my items in the store to avoid crowds. I not a materialistic person I just like spending money without any restrictions. However, my reality is different from my free will to spend. I always feel like I don’t have enough money to travel as much as I’d like or to make major purchases without financing. I have one income that needs to stretch 17 different ways and it’s not a substantial income.
So I decided to create a budget by evaluating my needs vs my wants. We have to learn how to put down the sale items. Sales can be tricky because you think your saving but realistically, you’re probably spending money on things you don’t need at time. I’ve bought things over and over because they were one sale and then I’d forget about it and buy it again…you don’t forget to use things you need!
There are so many different budgeting tips out there including the bible so I’m not going to bore you with more. What I will say is create a budget and stick with and set a goal with the money your saving. Set a goal that allows you to experience something new and appears seem unobtainable based on your current finances. You’ll be surprised how much money you can to save for retirement or a trip out of the Bahamas by bringing lunch from home. Each time you overspend think about how you’re delaying an having a new EXPERIENCE! Don’t let your Starbucks routine or ordering dinner every night interrupt you truly living in abundance!
Until next time…